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About Us

MARAC - Keeping kiwis moving

For over 65 years, we’ve been the name that Kiwis turn to when they need trusted finance.

Keeping it local

We’re part of Heartland Bank, a New Zealand bank with roots stretching back to 1875. With this kind of legacy, we’ve come to know what it is our customers need. It’s this understanding that sees thousands of New Zealanders turn to us when they need to purchase or insure their new vehicle or boat. If it matters to you, it matters to us to help make it yours.

Our customers come first

Our finance options are designed to make applying for finance fast, easy and straightforward. We keep customers at the heart of our business, with genuine personal service.

We understand that everyone’s financial situation is different, but that there is the same desire for a better future at the heart of each and every purchasing decision our customers make.

We’re proud to be a part of that. Whether it’s helping Kiwi businesses grow, helping you live a lifestyle on your terms, or helping your family purchase a vehicle that gets them mobile.

Lending criteria, fees and charges apply. MARAC is a division of Heartland Bank Limited.