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Car Loans

MARAC car finance is offered direct from our lending team or when you purchase through our nationwide network of MARAC authorised motor vehicle dealers.

With MARAC car loans, you’re in the driver’s seat

  • Flexible repayments
    We offer weekly, fortnightly and monthly repayments to work with your needs.
  • Fast approval times
    We can provide you with same day approval.*
  • Simple online application
    We’re ready when you are. If you can already picture yourself behind the wheel, then start your application process online.

Find an authorised dealer

If you’re buying from a MARAC authorised motor vehicle dealer, leave it to them - they can take care of arranging finance for you.

What you need to know

  • Repayment terms are 1 to 5 years
  • The vehicle remains the security for the loan
  • The vehicle you purchase must be fully insured
  • To be eligible for a MARAC car loan, you must be 18 or older and you must have a restricted or full driver's licence
Apply for a Car Loan

*Lending criteria, fees and charges apply. MARAC is a division of Heartland Bank Limited.