MARAC car finance is offered direct from our lending team or when you purchase through our nationwide network of MARAC authorised motor vehicle dealers.
With MARAC car loans, you’re in the driver’s seat
We offer weekly, fortnightly and monthly repayments to work with your needs.
Fast approval times
We can provide you with same day approval.*
Simple online application
We’re ready when you are. If you can already picture yourself behind the wheel, then start your application process online.
Find an authorised dealer
If you’re buying from a MARAC authorised motor vehicle dealer, leave it to them - they can take care of arranging finance for you.
What you need to know
Apply for a Car Loan
Repayment terms are 1 to 5 years
The vehicle remains the security for the loan
The vehicle you purchase must be fully insured
To be eligible for a MARAC car loan, you must be 18 or older and you must have a restricted or full driver's licence
Protect your new purchase
Before you drive off the lot and into the sunset, ensure you’re covered for any bumps in the road. We offer a comprehensive range of insurance products for convenience and peace of mind.
*Lending criteria, fees and charges apply. MARAC is a division of Heartland Bank Limited.