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Documents and forms

Exemption from the Conduct of Financial Institutions Regime

Marac is relying on the exemptions set out in the Financial Markets Conduct (Conduct of Financial Institutions — Marac Insurance Limited) Exemption Notice 2025 (Exemption Notice).

The Exemption Notice exempts Marac from compliance with the Conduct of Financial Institutions regime under the Financial Markets Conduct Act which comes into effect on 31 March 2025. The exemption is conditional on a number of conditions as set out in the Exemption Notice, including the requirement that Marac must ensure that any claim made, or complaint received from, a policyholder is handled in a manner that treats that policyholder fairly.

If you took out insurance on or after 23 January 2020, find out how to make a claim below by clicking ‘Find out more’ below. If you took out insurance before 23 January 2020, please complete the relevant claims form below and return it to us or you can call us on 0800 45 10 10 and we will send you a claim form.

Find out how to make a complaint by visiting Compliments & complaints. If a solution can't be found or you are unsatisfied with the outcome, you can contact our approved dispute resolution scheme: the Banking Ombudsman. You can contact them at:

  • Banking Ombudsman Scheme
  • Freepost 218002
  • PO Box 25327
  • Wellington 6140
  • Phone 0800 805 950 / +64 4 915 0400
  • Email help@bankomb.org.nz
  • Website click here

Need to make a claim?

If you took out insurance on or after 23 January 2020, find out how to make a claim below.

Find out more

If you took out insurance before 23 January 2020, please complete the claims form below.

Lifestyle Protection Insurance

  • Business Interruption and Suspension claim form
  • Hospitalisation, Accident and Disability claim form
  • Death claim form
  • Redundancy claim form
  • Terminal Illness claim form
  • Bankruptcy claim form
  • Cancellation form

Mechanical Breakdown Insurance

  • Policy terms, conditions and exclusions

Guaranteed Asset Protection (GAP) Insurance

  • Policy terms, conditions and exclusions
  • Guaranteed Asset Protection claim form
  • Cancellation form

Motor Vehicle Insurance

  • Policy terms, conditions and exclusions

Marac is a division of Heartland Bank Limited.

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PO Box 9919, Newmarket, Auckland 1149
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