Car Finance & Car Loans

MARAC offers car finance with flexible terms, competitive rates and fast approval times – both direct to you if you’re looking to purchase a car through a private sale, as well as through a nationwide network of MARAC-authorised motor vehicle dealers.

Click here the Consumer Loan and Security Agreement.

Benefits of financing with a MARAC car loan

  • Competitive interest rates
  • Flexible terms
  • Fast approval times
  • Simple online application form
  • Top customer service.

And once you’ve built up a good payment record with us, you may be offered loan top-ups, payment breaks and the chance to extend the term of your loan – making your finance even more flexible!

Financing direct with MARAC

If you would like to:

  • organise your own finance
  • purchase through a private sale
  • organise conditionally-approved finance so you can negotiate as a cash buyer

 you can apply for finance with MARAC right now by:

Buying from a MARAC-authorised motor vehicle dealer

If you buy a car from a MARAC-authorised motor vehicle dealer, they can arrange finance for you on the spot at their dealership – and about an hour later you’ll know if you’ve got your car loan and can drive the car away.

Working out your finances

Use our loan repayments calculator to find out what the repayments will be on different loan amounts.

Make sure you're insured

For peace of mind, arrange insurance to cover you for vehicle breakdowns or loss of income.

And remember to contact your insurance company to arrange a comprehensive car insurance policy.


Check out our FAQ's. If your question isn’t there, click here to email it to us or call us on 0800 85 30 30.

Want to talk about MARAC car finance?

You’re welcome to give us a call on 0800 85 30 30 to have a chat about the best finance options for you.

Online services for MARAC customers

At MARAC we want to make it as easy as possible for you to keep track of your loan account with us. Please feel free to check out our online service centre, but remember that you’re always welcome to call us on 0800 85 30 30 if you’d like to talk to someone about your loan.


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