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The actual interest rate charged on a loan made to you will depend on your personal circumstances and will be between 8.95% to 15.95% per annum. To determine your interest rate we look at things like your credit history and income. See here for more information.
The total amount payable for monthly repayments will be .
Your repayments have been calculated at the selected interest rate. However, if your application is successful, your interest rate and repayment amount may be different to those shown above. Our interest rates vary between 8.95% and 15.95% p.a. and your interest rate will depend on your personal circumstances as explained here. A $229 establishment fee and $10.35 PPSR fee applies to each loan. The repayment amount shown above includes repayment of that fee. Please call us on 0800 85 20 20 for more information.
In this declaration, “Heartland”, “we” or “us” means Heartland Bank Limited, and its related entities, successors, assigns, agents and associates, and “you” means the person completing this application, each person named in this application, each guarantor of any loan made to you and any authorised person or beneficial owner of the borrower or any guarantor of any loan made to you (as applicable).