How to Invest with MARAC

Step 1 - Choose the MARAC product, term and rate and complete the relevant application form

To invest with MARAC simply choose the MARAC investment product, term and rate that best suits your needs and then complete the relevant application form available below. If you'd like to talk with our investment team about which investment might be best for you, please call us on 0800 26 27 22.

  • Click here to request the current Investment Statement for MARAC Deposits
  • Click here to request the current MARAC PIE Investment Statement 
  • Application forms are available by calling 0800 26 27 22 or emailing invest@marac.co.nz
  • Click here to make an online enquiry.

Step 2 - Pay your investment amount

Once you've completed the application form, choose how you'd like to pay your investment amount.

Cheque

For MARAC's Term Deposit, Deferred Interest Term Deposit, Call Deposit, Business Call Deposit or Rapid Saver please make your cheque payable to 'MARAC Finance Limited'.

For MARAC's PIE Fund please make your cheque payable to 'MARAC PIE'.

Direct Credit

You can pay your investment amount directly into MARAC's bank account. Please make sure you include your surname as a reference and fax your application to us on 09-539 9796 the day you make the payment. Please also post your original application form to us.

Direct Debit

If you would like the funds debited directly from your bank account, please complete the direct debit authority form or
Rapid Saver direct debit authority form and post it together with your application form.

Through your financial advisor

You can give your application form and investment payment to your financial advisor who will forward it onto us.

Step 3 - Post your investment

Please send your application form, and cheque or direct debit form (if applicable) to MARAC, Freepost 4040, PO Box 9919, Newmarket, Auckland 1149.

What happens next

When we’ve processed your application we’ll send you a MARAC investment certificate or a letter of acknowledgement showing details of your MARAC investment.

Rates are subject to change. Minimum investment $1,000.
All Deposit investments (but not PIE investments) are secured by first ranking secured debenture stock, subject to permitted prior charges (currently none) and claims given priority by law.
MARAC has a credit rating of BB+ (Outlook Negative) from Standard & Poor’s (S&P).  S&P’s credit ratings are statements of opinion, not statements of fact or recommendations to buy, hold or sell any securities.  Ratings may be changed, withdrawn or suspended at any time. For latest rating information please visit www.standardandpoors.com. Further information about MARAC’s credit rating can be found in MARAC’s Investment Statement or by clicking here.
For details of the offer of Deposits refer to MARAC’s current Investment Statement. Call 0800 26 27 22 or click where indicated above to obtain a copy.
For details of the MARAC PIE offer refer to the current MARAC PIE Fund investment statement. Call 0800 26 27 22 or click here to obtain a copy.
The MARAC PIE Fund does not have a credit rating.
The MARAC PIE Fund invests in MARAC Deposits.  The ranking and security of MARAC Deposits is detailed above.
Investments offered by the MARAC PIE Fund are not covered by MARAC’s guarantee given under Crown retail deposit guarantee scheme.