Investments

Everyone has different goals for the future, and that’s why MARAC offers a wide range of investment products. There’s something for everyone – whether you’re an individual, trust or business investor.

We also offer competitive interest rates which are among the best in the market in terms of risk and reward, and exceptional customer service – our Investment Team are knowledgeable, friendly, professional and ready to help you.

Click here to find out what really makes MARAC different.

Crown retail deposit guarantee scheme

MARAC has a guarantee under a Crown retail deposit guarantee scheme, being a guarantee that expires on 31 December 2011.

MARAC Non-Guaranteed Deposits offered by MARAC are not covered by the guarantee given under the Crown retail deposit guarantee scheme. MARAC Non-Guaranteed Deposits are “excluded securities” for the purposes of the Crown guarantee.

MARAC Guaranteed Deposits are covered by the Crown retail deposit guarantee, until the guarantee expires on 31 December 2011, subject to the terms and conditions of the guarantee.

Further information about the Crown retail deposit guarantee scheme and the most recent audited statement of financial position of the Crown are available on Treasury’s website at www.treasury.govt.nz.

Our Deposit investments

All of our Deposit investments are secured by first ranking secured debenture stock, subject to permitted prior charges (currently none) and claims given priority by law.

You will not pay any fees to MARAC. Your returns will not be eaten up by fees, because we don’t charge any.

For more information please read our Investment Statement - you'll find the latest copy here. Or if you’d like to be sent a copy, email us or call us on 0800 26 27 22.

Work out what your investment might earn

Use our investment returns calculator to find out what interest you would receive on different investment deposit amounts, rates, terms and interest frequency. MARAC reserves the right to alter its rates at any time. Minimum investment $1,000.

Questions?

Check out our FAQ's. If your question isn’t there, click here to email it to us or call us on 0800 26 27 22.

Want to talk about investments?

Our experienced Investment Team will help you choose the right investment, tailor it to your individual needs and then manage it for you. Click here to meet the investment team or just give us a call on 0800 26 27 22 to talk about the best investment options for you.

Want to talk to an independent financial adviser?

An independent financial adviser should be able to give you an informed opinion on any company you’re considering investing with. We have a network of more than 400 MARAC-accredited financial advisers. To find your closest MARAC-accredited financial adviser, click here and we’ll email you the names of the MARAC-accredited financial advisers in your area.

Online services

Our online services are listed below. But remember that you're always welcome to call us on 0800 26 27 22 if you'd like to talk to someone about your investment.

MARAC has a credit rating of BB+ (Outlook Negative) from Standard & Poor’s (S&P).  S&P’s credit ratings are statements of opinion, not statements of fact or recommendations to buy, hold or sell any securities.  Ratings may be changed, withdrawn or suspended at any time. For latest rating information please visit www.standardandpoors.com. Further information about MARAC’s credit rating can be found in MARAC’s Investment Statement or by clicking here.