MARAC Deposits

Everyone has different goals for the future, and that’s why Heartland Building Society offers a wide range of investment products. There’s something for everyone – whether you’re an individual, trust or business investor.

Heartland Building Society also offers competitive interest rates which are among the best in the market in terms of risk and reward, and exceptional customer service – our MARAC Investment Team are knowledgeable, friendly, professional and ready to help you.

Your MARAC Debenture Stock is now a MARAC Deposit with Heartland Building Society

MARAC has merged with CBS Canterbury and Southern Cross Building Society to form Heartland Building Society.

  • Click here to be taken to the deposits section of the Heartland Building Society website.
  • Click here if you have any questions about the merger.
  • Alternatively, call the MARAC Investment Team today on 0800 26 27 22 – they’re here to help.

Heartland Building Society registered a Prospectus dated 27 September 2011 in relation to the offer of deposits in Heartland Building Society to the public. You can download a copy of the prospectus by clicking on the link below.

MARAC Pie Fund

MARAC Finance Limited is the manager of the MARAC PIE Fund. MARAC Finance Limited registered a Prospectus dated 8 March 2011 in relation to the offer of deposits in the MARAC PIE Fund to the public. You can download a copy of the prospectus by clicking on the link below.

For details of the MARAC PIE offer refer to the current MARAC PIE Fund Investment Statement. Call 0800 26 27 22 or click here to obtain a copy. The MARAC PIE Fund does not have a credit rating.

Our MARAC Deposit investments

You will not pay any fees to Heartland Building Society. Your returns will not be eaten up by fees, because we don’t charge any on MARAC Deposits.

For more information please read the Heartland Building Society Investment Statement - you'll find the latest copy here. Or if you’d like to be sent a copy, email us or call us on 0800 26 27 22.

Work out what your investment might earn

Use our investment returns calculator to find out what interest you would receive on different investment deposit amounts, rates, terms and interest frequency. We reserve the right to alter our rates at any time. Minimum investment for a MARAC Deposit is $1,000.

Questions?

Check out our FAQ's. If your question isn’t there, click here to email it to us or call us on 0800 26 27 22.

Want to talk about investments?

Our experienced Investment Team will help you choose the right investment, tailor it to your individual needs and then manage it for you. Click here to meet the investment team or just give us a call on 0800 26 27 22 to talk about the best investment options for you.

Want to talk to an independent financial adviser?

An independent financial adviser should be able to give you an informed opinion on any company you’re considering investing with. We have a network of more than 400 accredited financial advisers. To find your closest accredited financial adviser, click here and we’ll email you the names of the those in your area.

Online services

Our online services are listed below. But remember that you're always welcome to call us on 0800 26 27 22 if you'd like to talk to someone about your investment.