Invoice Finance

Access your cash flow faster. Get up to 80% of your invoiced sales within 24 hours.

What's the benefit of invoice finance over a bank overdraft?
The main benefit is that your invoice finance facility is dynamic – it increases at the same rate as your sales, allowing for more rapid business growth. This means you can pay suppliers when they’re due and accept orders when you receive them. Because you can pay your own suppliers more promptly, you may even be able to negotiate better prices.
Is any security needed?
The security for invoice finance is the business itself. MARAC doesn't require any other security such as property, vehicles or business equipment. This is a major advantage over a bank overdraft.
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Invoice Finance is similar to factoring and invoice discounting, however, invoice finance differs from factoring in that it is completely confidential.

This is how it works in three easy steps:

  1. You invoice your customers as usual.
  2. You send us details of your invoices and credit notes electronically.
  3. Once approved, we deposit the funds you've requested overnight into your bank account and you use the money as normal.

A popular alternative to a bank overdraft

Invoice finance is less restrictive than a bank overdraft and the only security you need to provide is evidence of the money you're owed (invoiced sales) rather than using your personal property as security. What's more, the potential amount available to borrow increases at the same rate as your sales, so your growth can fund your growth.

Access your cash flow faster

Invoice Finance allows you to harness up to 80% of the value of your invoiced sales within 24 hours of raising the invoice.  By injecting cash back into your company, invoice finance can revitalise your cash flow. Letting you pay your bills, cover ad-hoc costs, or invest in new plant or machinery. In fact, anything that helps you maintain your business.

Next step

To organise a MARAC invoice finance facility click here to meet MARAC's Invoice Finance team or click here to email us.

Contact Us Online Now

or call us at 0800 520 009 to apply over the phone.