MARAC Business Finance

Does your business need finance to:

  • purchase new plant or equipment?
  • expand?
  • buy out or merge with another business?
  • refinance or consolidate debt?
  • raise money against existing assets?
  • purchase a commercial property?
  • free up cashflow and working capital?  Click here to read about MARAC's invoice finance.

We can help with all of these. 

MARAC is a prominent lender in many industries, including contracting (roading, site preparation), agriculture, forestry, transport, engineering, manufacturing, printing, aviation and tourism.   We also offer corporate lending, click here for more detail.

Whatever the size of your business, MARAC can tailor a loan to suit. We finance a range of asset purchases, including imported assets, and offer refinancing on existing assets. Our flexible terms can include fixed or floating interest rates and can take into account seasonal income variations.

We have financial services managers in each of our 12 offices, with sound local knowledge and years of experience in dealing with many different business types in your region. You can be confident they’ll understand what you need.

Our aim is to be a long-term partner in your success and growth.

Here are the most common finance options we offer:

  • term loan – the ability to raise additional funds against existing business assets
  • max (revolving credit) products – three convenient and flexible ongoing loan facilities that have a single pre-approved limit.

    - onemax, a single facility with a pre-approved limit ideal for multiple purchases  
      (such as vehicles, plant or  equipment).

    - creditmax, an interest only facility which uses the assets of your business as   
      security.  You can draw down or repay as desired.

    - multimax, you have a fixed limit to allow for a number of future purchases, but  
      separate loans for each purchase.
  • letter of credit – this enables customers to purchase assets from overseas
  • finance lease – on balance sheet funding for the purchase of additional assets
  • operating lease – off balance sheet funding of assets, which provides certain tax advantages
  • business overdraft facility – fast access to funds that are secured against your business assets
  • commercial property – funding of up to 80% for owner-occupied premises.

Contact us

So we can give you the best possible service and tailor a finance solution to meet your needs, one of our financial services managers will visit you onsite. Click here to find your local MARAC financial services manager. Or you can fill in the online contact form and we’ll contact you, or call us on 0800 520 009.

Working out the numbers

Use our loan repayments calculator to find out what the repayments will be on different loan amounts.

Questions?

Check out our FAQ's. If your question isn’t there, click here to email it to us or call us on 0800 520 009.

Read our Commerical Outlook newsletter

Each quarter we produce a Commercial Outlook newsletter which provides relevant information on finance, new products, the economy and the sectors that we provide finance to. Click here to view the latest Commercial Outlook.  

Fees and charges may apply.