MARAC

MARAC operates as a division of Heartland Building Society, proudly providing Heartland financial solutions.

MARAC Deposits
+ MARAC Deposits are issued by Heartland Building Society. Heartland Building Society comprises the former businesses of MARAC, CBS Canterbury, Southern Cross Building Society and PGG Wrightson Finance. Finance and lending services are provided by MARAC Finance Limited, a subsidiary of Heartland Building Society. MARAC Finance Limited guarantees all deposits issued by Heartland Building Society. The guarantee is unsecured. Heartland New Zealand Limited and MARAC Insurance Limited do not guarantee principal, interest or any other obligations of Heartland Building Society in relation to MARAC Deposits. Heartland Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor's. See Heartland Building Society's Investment Statement or click here for more details about our credit rating. Rates subject to change. Minimum investment for a MARAC Deposit is $1,000. For further information please see Heartland Building Society's current Investment Statement available here.

MARAC Finance and Lending
Any financing and lending products and services referred to on this page are offered by MARAC Finance Limited, which is a subsidiary of Heartland Building Society.

MARAC Insurance
Any insurance products and services referred to on this page are offered by MARAC Insurance Limited, which is a subsidiary of Heartland New Zealand Limited.