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    MARAC Finance has a guarantee under the New Zealand deposit guarantee scheme.

    • MARAC NON-GUARANTEED TERM DEPOSIT *+

      6.25% p.a. 90 days - Interest on maturity
      Min investment $1,000
      more info  

    • MARAC NON-GUARANTEED TERM DEPOSIT *+

      7.25% p.a. 12 months - Interest quarterly
      Min investment $1,000
      more info  

    Can we help you...

    • With finance for a plant or equipment purchase
    • With a business overdraft facility
    • Arrange finance for your car
    • Invest and save
    • With insurance to provide you peace of mind

    Would you like to...

    • Know more about our business finance options
    • Apply online for car finance now
    • Invest with MARAC
    • View our investment rates
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    Tools and calculators

    • Plant, Equipment and Business Repayments
    • Investment Returns Calculator
    • Car and Boat Repayments Calculator
    • Budget Planner
    • Rapid Saver Calculator

    MARAC News

    • Annual result to 30 June 2010
    • PGC Letter to Shareholders 24 August 2010
    • MARAC credit rating outlook upgraded by Standard & Poor’s
    • MARAC settles purchase of GMAC NZ motor vehicle book
    • More News  
    • Apply now for car or boat finance Apply Now For car or boat finance
    • Online calculators - work it out here Online Calculators Work it out here
    • FAQs - Find answers here FAQs Find answers here
    • Deposit Guarantee Scheme MARAC Approved Under NZ deposit guarantee scheme

    Company Information

    • About MARAC
    • Executive Management Team
    • Board of Directors
    • Meet the Team
    • A Career with MARAC
    • MARAC in the Community
    • News
    • Investment Articles
    • Forms and Company Documents

    Finance/Loans

    • MARAC Finance and Loans
    • MARAC Car Finance and Leasing
    • MARAC Plant, Equipment and Business Finance
    • MARAC Invoice Finance
    • MARAC Marine and Leisure Finance
    • FAQ's
    • Finance/Loan Forms

    Investments

    • MARAC Investments
    • MARAC's Investment Rates
    • MARAC's Investment Products
    • How to Invest with MARAC
    • Online Services for MARAC Investors
    • Meet the Investment Team
    • Investment Returns Calculator
    • FAQ's
    • Investment Documents
    • Investment Articles
    • Contact Us

    Calculators

    • Plant, Equipment and Business Repayments Calculator
    • Investment Returns Calculator
    • Car and Boat Repayments Calculator
    • Budget Planner
    • Rapid Saver Calculator

    Insurance

    • MARAC Insurance
    • Lifestyle Protection Insurance
    • Premium Extended Warranty Insurance
    • Guarantee Asset Protection (GAP Insurance)
    • FAQ's
    • Insurance Forms
    • Contact Us
    © MARAC 2010 all rights reserved

    † MARAC is not a registered bank under the Reserve Bank of New Zealand Act 1989.

    *MARAC has a guarantee under a Crown retail deposit guarantee scheme, being a guarantee that expires on 31 December 2011.
    MARAC Non-Guaranteed Deposits offered by MARAC are not covered by the guarantee given under the Crown retail deposit guarantee scheme. MARAC Non-Guaranteed Deposits are “excluded securities” for the purposes of the Crown guarantee.
    MARAC Guaranteed Deposits are covered by the Crown guarantee, subject to its terms.
    Further information about the Crown retail deposit guarantee scheme and the most recent audited statement of financial position of the Crown are available on Treasury’s website at www.treasury.govt.nz

    +All MARAC deposits but not PIE Investments are secured by first ranking secured debenture stock, subject to prior permitted charges (currently none) and claims given priority by law. MARAC has a credit rating of BB+ (Stable) from Standard & Poor’s (S&P), a rating agency approved by the Reserve Bank. S&P’s credit ratings are statements of opinion, not statements of fact or recommendations to buy, hold or sell any securities. Ratings may be changed, withdrawn or suspended at any time. For latest rating information please visit www.standardandpoors.com. Further information about MARAC’s credit rating can be found in MARAC’s Investment Statement or by clicking here. Rates subject to change.

     ** For details of the MARAC PIE offer refer to the current MARAC PIE Fund investment statement. Call 0800 26 27 22 or click here to obtain a copy. The MARAC PIE Fund does not have a credit rating. The MARAC PIE Fund invests in MARAC Deposits. The ranking and security of MARAC Deposits is detailed above. Investments offered by the MARAC PIE Fund are not covered by MARAC’s guarantee given under Crown retail deposit guarantee scheme.
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