MARAC


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    • MARAC TERM DEPOSIT +

      4.75% p.a. 90 days - Interest on maturity
      Min investment $1,000
      more info  
    • MARAC TERM DEPOSIT +

      5.75% p.a. 12 mths - Quarterly
      Min investment $1,000
      more info  

    Can we help you...

    • With finance for a plant or equipment purchase
    • With a business overdraft facility
    • Arrange finance for your car
    • Invest and save
    • With insurance to provide you peace of mind

    Would you like to...

    • Know more about our Heartland business finance options
    • Apply online for car finance now
    • Invest with MARAC
    • View our investment rates
    • Meet the Executive Management Team
    • Know more about MARAC
    • Contact us

    Tools and calculators

    • Investment Returns Calculator
    • Car and Boat Repayments Calculator
    • Budget Planner
    • Rapid Saver Calculator

    MARAC News

    • Heartland repays PWF bond
    • Heartland Building Society Releases Annual Report
    • Heartland Achieves Forecast Profit
    • Heartland New Zealand Full Year Results Presentation
    • More News  
    • Apply now for car or boat finance Apply Now For car or boat finance
    • Online calculators - work it out here Online Calculators Work it out here
    • FAQs - Find answers here FAQs Find answers here

    Company Information

    • About MARAC
    • Executive Management Team
    • Board of Directors
    • Meet the Team
    • A Career with Us
    • MARAC in the Community
    • News
    • Forms and Company Documents

    Finance/Loans

    • MARAC Finance and Loans
    • MARAC Car Finance and Leasing
    • MARAC Plant, Equipment and Business Finance
    • MARAC Invoice Finance
    • MARAC Marine and Leisure Finance
    • FAQ's
    • Finance/Loan Forms

    Investments

    • MARAC Investments
    • MARAC's Investment Rates
    • MARAC's Investment Products
    • How to Invest with MARAC
    • Online Services for MARAC Deposit Investors
    • Meet the Investment Team
    • Investment Returns Calculator
    • FAQ's
    • Contact Us

    Calculators

    • Investment Returns Calculator
    • Car and Boat Repayments Calculator
    • Budget Planner
    • Rapid Saver Calculator

    Insurance

    • MARAC Insurance
    • Lifestyle Protection Insurance
    • Premium Extended Warranty Insurance
    • Guarantee Asset Protection (GAP Insurance)
    • FAQ's
    • Insurance Forms
    • Contact Us


    MARAC operates as a division of Heartland Building Society, proudly providing Heartland financial solutions.

    MARAC Deposits
    + MARAC Deposits are issued by Heartland Building Society. Heartland Building Society comprises the former businesses of MARAC, CBS Canterbury, Southern Cross Building Society and PGG Wrightson Finance. Finance and lending services are provided by MARAC Finance Limited, a subsidiary of Heartland Building Society. MARAC Finance Limited guarantees all deposits issued by Heartland Building Society. The guarantee is unsecured. Heartland New Zealand Limited and MARAC Insurance Limited do not guarantee principal, interest or any other obligations of Heartland Building Society in relation to MARAC Deposits. Heartland Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor's. See Heartland Building Society's Investment Statement or click here for more details about our credit rating. Rates subject to change. Minimum investment for a MARAC Deposit is $1,000. For further information please see Heartland Building Society's current Investment Statement available here.

    MARAC Finance and Lending
    Any financing and lending products and services referred to on this page are offered by MARAC Finance Limited, which is a subsidiary of Heartland Building Society.

    MARAC Insurance
    Any insurance products and services referred to on this page are offered by MARAC Insurance Limited, which is a subsidiary of Heartland New Zealand Limited.

    Heartland Building Society is not a registered bank.

    © Heartland Building Society 2012 all rights reserved

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